Privacy policy

Scope of application

This data protection declaration informs users about the type, scope and purposes of the collection and use of personal data by the responsible provider [Loan Foundation, Frühlingshalde 16, 75399 Unterreichenbach, Germany, info@loan-stiftung.de] on this website (hereinafter “offer”).

The legal basis of data protection can be found in the German Federal Data Protection Act (BDSG) and the German Telemedia Act (TMG).

Access data/server log files

The provider (or his web space provider) collects data about every access to the offer (so-called “server log files”). Access data includes:

Name of the accessed website, file, date and time of access, amount of data transferred, notification of successful access, browser type and version, the user’s operating system, referrer URL (the previously visited page), IP address and the requesting provider.

The provider uses the protocol data only for statistical evaluations for the purpose of operation, security and optimization of the offer. However, the provider reserves the right to subsequently check the log data if there is a justified suspicion of illegal use based on concrete indications.

Handling of personal data

Personal data is information that can be used to identify a person, i.e. information that can be traced back to a person. This includes name, email address or telephone number. Personal data also includes information about preferences, hobbies, memberships or which websites someone has viewed.

Personal data is only collected, used and passed on by the provider if this is legally permitted or if the user agrees to the data collection.

Contacting

When contacting the provider (for example via contact form or email), the user’s details are stored for the purpose of processing the enquiry and in the event that follow-up questions arise.

Comments and contributions

When users leave comments on the blog or other posts, their IP addresses are stored. This is done for the security of the provider in the event that someone writes illegal contents in comments and contributions (insults, forbidden political propaganda, etc.). In this case, the provider himself can be prosecuted for the comment or contribution and is therefore interested in the identity of the author.

Newsletter

With the newsletter we inform you about our company and our offers. If you would like to receive the newsletter, we need a valid email address from you and information that allows us to verify that you are the owner of the specified email address or that the owner agrees to receive the newsletter. No further data will be collected. This data will only be used for sending the newsletter and will not be passed on to third parties.

When you register for the newsletter, we save your IP address and the date of registration. This storage serves solely as proof in the event that a third party misuses an email address and registers for receiving the newsletter without the knowledge of the authorized party.

You can revoke your consent to the storage of the data, the email address and its use for sending the newsletter at any time. The revocation can take place via a link in the newsletters themselves, in your profile area, or by notification to the contact options given above.

Integration of third-party services and content

It may happen that third-party content, such as videos from YouTube, maps from Google Maps, RSS feeds or graphics from other websites are integrated within this online offer. This always presupposes that the providers of this content (hereinafter referred to as “third-party providers”) perceive the IP address of the users, because without the IP address, they could not send the content to the browser of the respective user. The IP address is therefore required for the display of this content. We make every effort to use only those contents whose respective providers use the IP address only for the delivery of the contents. However, we have no influence on whether the third-party providers store the IP address, e.g. for statistical purposes. If we are aware of this, we inform our users.

 

Google Analytics

This offer uses Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on the user’s computer to help the website analyze how users use the site. The information generated by the cookie about the use of this website by users is usually transferred to a Google server in the USA and stored there.

However, if IP anonymization is activated on this website, Google will first truncate the IP addresses of users within Member States of the European Union or in other states party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. IP anonymization is active on this website. On behalf of the operator of this website, Google will use this information to evaluate the use of the website by users, to compile reports on website activities and to provide the website operator with further services associated with the use of the website and the Internet.

The IP address transmitted by your browser in the context of Google Analytics is not merged with other Google data. Users may refuse the use of cookies by selecting the appropriate settings on their browsers. However, doing this may prevent you from using the full functionality of this site. Users can also prevent Google from collecting the data generated by the cookie and relating to their use of the website (including their IP address) and from processing this data by downloading and installing the browser plug-in available under the following link: https://tools.google.com/dlpage/gaoptout?hl=en.

Further information on the use of data for advertising purposes by Google, options for settings and objections can be found on Google’s websites: https://www.google.com/intl/de/policies/privacy/partners/ (“Data use by Google when using our partners’ websites or apps”), https://www.google.com/policies/technologies/ads (“Data use for advertising purposes”), https://www.google.de/settings/ads (“Manage information that Google uses to show you advertising”) and https://www.google.com/ads/preferences/ (“Determine which advertising Google shows you”).

As an alternative to the browser add-on or within browsers on mobile devices, please click this link to prevent Google Analytics from collecting data on this website in the future. An opt-out cookie is stored on your device. If you delete your cookies, you must click this link again.

Use of Facebook social plugins

This site uses social plugins of the social network facebook.com, which is operated by Facebook Ireland Ltd, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland (“Facebook”). The plugins can be recognized by one of the Facebook logos (white “f” on a blue tile, the terms “Like”, or a “thumbs up” sign), or are marked with the addition “Facebook social plugin”. The list and appearance of Facebook social plugins can be viewed here: https://developers.facebook.com/docs/plugins/.

When a user accesses a website of this offer that contains such a plugin, his or her browser establishes a direct connection to Facebook’s servers. The content of the plugin is transmitted directly from Facebook to your browser and integrated into the website. The provider therefore has no influence on the extent of the data that Facebook collects with the help of this plugin and therefore informs users according to their level of knowledge:

By integrating the plugins, Facebook receives information that a user has called up the corresponding page of the offer. If the user is logged in to Facebook, Facebook can assign the visit to his or her Facebook account. When users interact with the plugins, for example by pressing the Like button or making a comment, the corresponding information is transmitted directly from your browser to Facebook and stored there. If a user is not a member of Facebook, it is still possible for Facebook to obtain and store his or her IP address. According to Facebook, only an anonymized IP address is stored in Germany.

The purpose and scope of the data collection and the further processing and use of the data by Facebook, as well as the relevant rights and setting options for the protection of users’ privacy, can be found in Facebook’s data protection information: https://www.facebook.com/about/privacy/.

If a user is a Facebook member and does not want Facebook to use this offer to collect data about him or her and link it to his or her membership data stored on Facebook, he or she must log out of Facebook before visiting the website. Further settings and objections to the use of data for advertising purposes are possible within the Facebook profile settings: https://www.facebook.com/settings?tab=ads.

+1 button from Google+

This offer uses the “+1” button of the social network Google Plus, which is operated by Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States (“Google”). The button can be recognized by the sign “+1” on a white or colored background.

When a user calls up a website of this offer that contains such a button, the browser establishes a direct connection to Google’s servers. The content of the “+1” button is transmitted by Google directly to his or her browser and integrated into the website. The provider therefore has no influence on the extent of the data that Google collects with the button. According to Google, no personal data is collected without clicking on the button. Such data, among other things the IP address, is only created and processed with logged-in members.

The purpose and scope of the data collection and the further processing and use of the data by Google, as well as your rights and setting options for the protection of your privacy, can be seen by the users of Google’s data protection information concerning the “+1” button: https://www.google.com/intl/de/+/policy/+1button.html and the FAQs https://www.google.com/intl/de/+1/button/.

Twitter

This site uses the buttons of the Twitter service. These buttons are provided by Twitter Inc., 795 Folsom St., Suite 600, San Francisco, CA 94107, USA. They are recognizable by terms such as “Twitter” or “follow”, combined with a stylized blue bird. With the help of the buttons, it is possible to share a post or page of this offer on Twitter or to follow the provider on Twitter.

When a user accesses a website of this offer that contains such a button, his or her browser establishes a direct connection to Twitter’s servers. The content of the Twitter button is transmitted directly from Twitter to the user’s browser. The provider therefore has no influence on the amount of data Twitter collects with the help of this plugin and informs users according to their level of knowledge, viz: only the IP address of the user and the URL of the respective web page are transmitted by using the buttons, but for no other purposes than the representation of the buttons.

Further information can be found in the Twitter privacy policy at https://twitter.com/privacy.

Tumblr

This site uses the buttons of the Tumblr service. These buttons are provided by Tumblr Inc., 35 East 21st St, 10th Floor, New York, NY 10010, USA, help@tumblr.com. They can be recognized by the term “Tumblr”. With the help of the buttons, it is possible to share a contribution or page of this offer at Tumblr or to follow the provider at Tumblr.

When a user accesses a website on this offer that contains such a button, his or her browser establishes a direct connection to Tumblr’s servers. The content of the Tumblr buttons is transmitted by Tumblr directly to the user’s browser. The provider therefore has no influence on the extent of the data that Tumblr collects with the help of this plugin and informs users according to their level of knowledge, viz: only the IP address of the user and the URL of the respective web page are transmitted by using the buttons, but for no other purposes than the representation of the buttons. For more information, please see Tumblr’s privacy policy at https://www.tumblr.com/policy/de/privacy.

Revocation, changes, corrections and updates

The user has the right, upon request and free of charge, to receive information about the personal data stored about him or her. In addition, the user has the right to correction of incorrect data, blocking and deletion of his or her personal data, insofar as there is no legal obligation to store such data.